What Kind of Insurance Do You Need for a Condo in Florida? A Claims-Side Guide
Every Florida condo owner needs an HO6 policy — but the default coverage most insurers sell leaves massive gaps under bare walls-in master policies. This guide explains what Florida law requires, what your association's policy actually covers, and where claims fall apart.
What Is an HO6 Insurance Policy? A Condo Owner's Guide to Coverage, Gaps, and Claims
Your HO6 policy is the only thing standing between you and a five-figure out-of-pocket loss when damage hits your condo unit. This guide explains what HO6 actually covers, where most owners are dangerously underinsured, and what to do when a claim goes wrong.