Recoverable Depreciation on an Older Roof: Will Insurance Cover a 20-Year-Old Roof?
A storm-damaged 20-year-old roof is covered like any other roof. What age changes is the first check, because the insurer holds back depreciation until the work is done. Here is how that holdback gets released, and what Florida, Minnesota and Wisconsin law adds.
Underpaid Insurance Claim? How to Prove the Gap and Get the Rest Paid
A partial payment that does not cover the repair is an underpayment, not a denial, and it is rarely the last word. Here is how to find what the carrier left out and get the rest of the claim paid.