Does Homeowners Insurance Cover Ice Dams? What Pays, What Doesn't, and Who Pays for Removal
A standard homeowners policy treats an ice dam as two things and pays for one of them: the water damage inside, not the ice on the roof. There is an argument that moves the removal bill onto the claim, and a denial word - maintenance - that your insurer is not allowed to leave undefined.
Hail Damage Claims in Bloomington, MN: What Your Insurer Won't Tell You About Your New Deductible
Bloomington homeowners are paying more out of pocket on hail claims than ever — and most don't realize it until the check arrives. Here's what your insurer isn't telling you about percentage deductibles, missed line items, and how to get the settlement you're owed.